- Always type in your bank's website address. Hackers will try to trick you by having you click on a fake link to your bank. This is normally sent as a "phishing email"; they claim there is a problem and ask you to click through their link to your bank and fix it ASAP. The link will look very much like your real bank site but it will point to a fake website that is recording your private account information. Avoid scams such as this by manually typing in your bank's website address or simply using your saved bookmark.
- Avoid public computers and networks. Checking out your bank balance at the library or the nearest coffee shop might seem convenient but public computers are many times targeted by scammers. In a few moments, they can record your usernames, passwords, and other data. The same issue applies to free, unsecured WiFi. Wait to you get home or to a secured connection to connect to your bank.
- Use a strong password with 2-factor authentication. Be sure that your online banking password is creative; one you've never used before. Mix up words, numbers, and symbols that cannot be guessed easily. Don't use data that is found on Facebook like children's names, birthdays, etc. Many banks will help with a two-factor authentication, by sending random codes to your cell, or a special LCD device that they provide to verify any activity.
- Check page security before entering data. Take a second to look for the small padlock icon in front of your bank website address on your tool bar before you enter any data. It will be part of the browser itself, it will be either in the bottom corner or next to the URL. The address should start with https:// instead of http:// (the "s" let's you know it is secure). If you don't see these things, the page is not secure and you should not log in.
Need some help securing your system against scammers? We can help. Call Us at 937-660-4899